HOKAY
All right folks! It's not the end of Ze world. Sooo.... bring on the self motivational tools. Grab a cheerleader or make one yourself. (high kicks and splits optional)
Let's snap to it
buck up
put on your big girl panties
suck it in
stand up straight
take a deep breath and
slap a smile on your face
It is time to put my hair into Polyanna braids, don my rose colored glasses, sing a few off key bars of "Tomorrow" from Annie, and get to work on being positive.
So I owe the IRS...... Pfffft... Who cares. It's only a few (cough) thousand dollars.
Better yet, let's look at the bright side to owing IRS shall we? hmmm..... errr... good side... ehhhhhh....
OK.... so maybe there is no bright side to owing IRS any amount of money, much less A FEW THOUSAND fucking dollars..... but we shall persist anyway, and find a &(@)$(! silver lining if it kills us... er me.
So ummm yea a bright side....
HOKAY it is not the end of the world. THINK.
Alrighty then. A bright side is that I had a Roth IRA to rob, the key word of course is HAD. Past tense. The IRA is now depleted, gone, kaput, finis. My re-start of a retirement account gone in an instant. BUT the federal IRS tax can be paid.
:::dusts off hands::::
I also had, again the key word HAD, enough money left in my home equity line of credit to cover the state income tax. Oh sure, the credit line was mainly used to replace car engines blown (read long ago blog entries for all those good times), or in case of emergency... and this qualifies as an emergency. But (le sigh) it was also an equity line that was slowly, creeping it's way down into a dollar range that didn't make me shiver or cry to see, until today. But now, the glorious state of GA bill is also paid in full! So what the hell. What's a little more debt? I'll just work til I'm 80. Yea, that's the ticket!
::::dusts off hands again::::
So now I no longer owe the IRS. YAY me.
In a sense, I just owe myself.... with interest being charged of course. And to save that kind of money again will take me another 8 years or more which won't amount to shit to help me in retirement, but it is official! I don't owe the government. YAY me.
Who the F cares that I have no retirement, no safety net, no back up plan, no fail safe, no rainy day fund, AND that I am in debt up to my equity credit limit which is a small fortune in itself! Not me! Nope, working well into my 80's sounds like a great way to live.
But... and here it comes, GASP... can it be another bright side?!!!
I may be completely broke, alone, in debt and with no retirement at all, and doomed to work into my 80's, I am SOOOOO fortunate as to still be living in my awesome house; my kids and I are healthy; I am gainfully employed again with a nice job, and .. the best part of all....
currently eating chocolate chip cookies backed fresh from the oven.
......it's all in the cookies, you know. Cookies are the bomb.
:::::::::pushes the rose colored glass back on her face:::::::
Hokay....
So see it's not the end of the world .... This is....
Monday, February 07, 2011
Sunday, February 06, 2011
Lessons learned
Some people just don't learn... or maybe they just don't get it. Case in point, companies advertising during the super bowl.
I mean c'mon people... HOW can your company air boring, dull, even rerun commercials during the super bowl?! You pay what, $3 million for a 30 second spot? Some companies just don't learn I suppose, but if you ask me, that's a $3 million dollar financial mistake.
My own financial mistake is much less in total dollar amount, and much more costly in emotional and financial terms. Maybe I never learn either.
I don't know anymore. I used to sail through life putting a humorous slant on everything thrown my way. But lately, things just seem to taking a piece out of me. I take 2 steps forward and get knocked back 4.
I am running out of time. Time to make enough money for any type of financial security. Time enough to find a meaningful relationship. Time to find a life, before it's too late.
So how late is too late?
I guess it depends on what you want out of life.
p.s. Half time shows are also dumb.
Cranky me is going to go take a shower, wash and roll my hair, and set out a nice outfit for tomorrow in hopes that my outside appearance will help adjust my insides.
I mean c'mon people... HOW can your company air boring, dull, even rerun commercials during the super bowl?! You pay what, $3 million for a 30 second spot? Some companies just don't learn I suppose, but if you ask me, that's a $3 million dollar financial mistake.
My own financial mistake is much less in total dollar amount, and much more costly in emotional and financial terms. Maybe I never learn either.
I don't know anymore. I used to sail through life putting a humorous slant on everything thrown my way. But lately, things just seem to taking a piece out of me. I take 2 steps forward and get knocked back 4.
I am running out of time. Time to make enough money for any type of financial security. Time enough to find a meaningful relationship. Time to find a life, before it's too late.
So how late is too late?
I guess it depends on what you want out of life.
p.s. Half time shows are also dumb.
Cranky me is going to go take a shower, wash and roll my hair, and set out a nice outfit for tomorrow in hopes that my outside appearance will help adjust my insides.
Saturday, February 05, 2011
Taxing the pony
Bowling was such great fun.
Back when I was a "lady of leisure" I was on 2 bowling leagues and was really very good. Well, I wasn't really a lady of leisure, I was a mom of 3 who managed to escape the crazy race of raising 3 boys by bowling twice a week in the mornings for 3 hours... but I was really really good.
I was kind of worried that I was going to throw out my back or fall on my face since it's been at least 10 years since I went bowling. Nothing like going splat on a bowling lane to perk up a crowd of people. I managed to stay on my feet, not throw out my back, or fall, and I ended up bowling 1 good game.
But man oh man my fingers were killing me. House balls suck. I didn't bring my own, it weighs too much now for me to throw that thing, so with 100 other people that night, did the best I could with a house ball. Oh, ummm did I mention I'm competitive? Yea... if I'm going to do something, I like to do it well. So anyway... it was fun. The people were friendly as usual, and I managed to bowl well. All in all a good night. Damn, I'm so easily amused.
The next event I signed up for is Trivia night again this week. :)
But tomorrow... tomorrow is going to be a BITCH. I am going to have my taxes done and it is scaring and depressing me. After cashing in my 401k last year, I am going to owe a huge amount in taxes and I'm at a complete loss as to how I am going to pay it. I am treading water as it is, and adding another payment plan onto my already stretched budget is going to put me under water.
WHY oh why did I lend a certain someone 4k. Why oh why did I put hardwood floors in my house and have a built in, built in. Why did I fix the A/C? I could of survived another GA summer without it, right? Why did I buy a car? oh.. well the car I had to, 'cause I totaled my other one. But I did the other things because I was thinking I was going to put my house on the market and it needed the updates to somewhat compete in this awful market. And after realizing that although this house is way too big for me, and the winter gas bills of $480 (ouch) were killing me, and the rest of the repairs that would need to be done, that selling the house wasn't really going to be that beneficial once all the numbers were run. I would probably end up taking out the same mortgage that I already had, and if you add in the condo fees, the gas bill would pale in comparison over 12 months. le sigh....
I am so screwed.
On the bright side, the job is going good. My boss and I are settling into a routine, and I don't feel like I am going to be fired every day. He has had 9 admins in 12 years, so either he is mellowing, or he likes me.... I hope that both are true.
Back when I was a "lady of leisure" I was on 2 bowling leagues and was really very good. Well, I wasn't really a lady of leisure, I was a mom of 3 who managed to escape the crazy race of raising 3 boys by bowling twice a week in the mornings for 3 hours... but I was really really good.
I was kind of worried that I was going to throw out my back or fall on my face since it's been at least 10 years since I went bowling. Nothing like going splat on a bowling lane to perk up a crowd of people. I managed to stay on my feet, not throw out my back, or fall, and I ended up bowling 1 good game.
But man oh man my fingers were killing me. House balls suck. I didn't bring my own, it weighs too much now for me to throw that thing, so with 100 other people that night, did the best I could with a house ball. Oh, ummm did I mention I'm competitive? Yea... if I'm going to do something, I like to do it well. So anyway... it was fun. The people were friendly as usual, and I managed to bowl well. All in all a good night. Damn, I'm so easily amused.
The next event I signed up for is Trivia night again this week. :)
But tomorrow... tomorrow is going to be a BITCH. I am going to have my taxes done and it is scaring and depressing me. After cashing in my 401k last year, I am going to owe a huge amount in taxes and I'm at a complete loss as to how I am going to pay it. I am treading water as it is, and adding another payment plan onto my already stretched budget is going to put me under water.
WHY oh why did I lend a certain someone 4k. Why oh why did I put hardwood floors in my house and have a built in, built in. Why did I fix the A/C? I could of survived another GA summer without it, right? Why did I buy a car? oh.. well the car I had to, 'cause I totaled my other one. But I did the other things because I was thinking I was going to put my house on the market and it needed the updates to somewhat compete in this awful market. And after realizing that although this house is way too big for me, and the winter gas bills of $480 (ouch) were killing me, and the rest of the repairs that would need to be done, that selling the house wasn't really going to be that beneficial once all the numbers were run. I would probably end up taking out the same mortgage that I already had, and if you add in the condo fees, the gas bill would pale in comparison over 12 months. le sigh....
I am so screwed.
On the bright side, the job is going good. My boss and I are settling into a routine, and I don't feel like I am going to be fired every day. He has had 9 admins in 12 years, so either he is mellowing, or he likes me.... I hope that both are true.
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